Keep These Things in Mind When Buying an Older House in St. George

Buying an old home in St. GeorgeAs you embark on a house hunting journey in St. George, one of your options will be buying an older home. While houses for sale in St. George are generally not much more than a couple decades old, there are some older properties and some with more wear and tear. 

Buying an older home in St. George is a great way to own a property with mature trees and a house with lots of character, but it also comes with some potential risks. One of the keys to making a confident purchase is working with a real estate agent you can trust, so contact us to learn more about how we can help. 

After you choose an agent to work with you, there are some other things to keep in mind along the way. 

Historical Considerations

St. George has a history that dates back to the mid-19th century, and some older homes may be considered historical properties. Before you purchasing a home, we can check to see if the home is listed on the National Register of Historic Places or if it falls within a local historic district. This designation may come with specific regulations and restrictions regarding renovations and alterations.

Home Inspection

Older homes often come with a unique set of maintenance challenges. Prioritize a thorough home inspection to assess the condition of the property. When you get the inspection report back, pay special attention to the roof, foundation, electrical, plumbing, and heating/cooling systems.

Pay special attention to the foundation and structural integrity of the house. Foundation issues can be common in older homes, and addressing them can be a significant undertaking. Look for signs of settling or structural problems, such as cracks in the walls or uneven floors, and consult with a professional if needed.

It helps to be mentally and financially prepared for potential issues that could arise due to wear and tear over the years. We can help you determine whether an issue with the home should be a dealbreaker or a point to negotiate with the seller. 

Upgrades and Renovations

Before you choose an older home, carefully consider the level of upgrades and renovations the home may need. Older homes may require modernization to meet current building codes and lifestyle expectations, so it can help to get a contractor's estimate before closing on the home in order to avoid unpleasant surprises  Evaluate the cost and feasibility of these upgrades, keeping in mind that preserving the historical integrity of the home may be a priority.

Lead Paint and Asbestos

Many older homes, especially those built before the 1980s, may have used lead-based paint and asbestos in construction. Both substances can pose health risks if disturbed. If the home was built before these materials were banned, consider getting inspections for lead and asbestos and factor potential remediation costs into your budget (or negotiate with the seller to accommodate for these expenses).

Historical Tax Credits

In some cases, there are tax incentives for buying historical properties and not tearing them down. Talk with your tax professional or research on your own to see if there are any historical tax credits or incentives available for preserving and restoring older homes for which you might qualify.  Some jurisdictions offer financial benefits to homeowners who maintain the historical character of their properties.

Insurance Considerations

Check with your insurance provider to understand the coverage and potential costs associated with insuring an older home. Some insurers may have specific requirements or considerations for older properties, and you'll want to ensure you have adequate coverage for potential risks.

St. George boasts a rich history, and many older homes in the area carry a beautiful sense of nostalgia and craftsmanship. However, it's essential to approach the purchase of an older home with careful consideration and awareness of potential challenges. We can help you do just that. Ready to begin searching for your home for sale in St. George? Contact us any time.

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