• Home
  • Lots and Land

Lots for Sale in St. George - Buying Land in St. George, Utah

New construction in St George Utah and surrounding areas is on the rise. In recent years, St George has seen a dramatic increase in building permits being issued and new homes are under construction in many areas of town. If you are interested in purchasing a lot and building your dream home, give me a call so I can help you find that ideal property. 

Ready to search for lots for sale in St. George? Contact us any time to begin the journey. Below you will find an updated list of active land and lot listings in St. George. Feel free to reach out with questions about any of them.

Lots and Land for Sale April 16, 2024
1280
Listed
161
Avg. DOM
$23.76
Avg. $ / Sq.Ft.
$242,500
Med. List Price
1280 Properties
Page 1 of 107

As a natural response to the steady growth in St. George and surrounding areas, more homeowners are considering lots for sale in St. George rather than buying an existing home. While building a custom home on land in St. George is not the right fit for everyone, it does provide an exciting opportunity to design your dream home set against the breathtaking vistas of the red rocks and tranquil atmosphere. 

We're here to help you find the home that is just right for you in St. George, whether it already exists or is waiting to be built. Here are some things to keep in mind if you are considering buying a buildable lot in St. George.

Choosing the Right Lot

Not all land is going to work for your plans. Just because it is the size and price point you want does not mean it's the right fit. As we begin searching for your ideal property, here are some things to keep in mind. 

Location

As you narrow down your search area, you will need to prioritize the things you might want in the location of your home. Things like commute to work, school district, views, and potential for future development nearby should all be taken into consideration.

St. George is renowned for its stunning landscapes. You might want to consider lots that offer panoramic views of the red rock formations, mountains, or nearby natural wonders like Snow Canyon State Park, views that are ultimately worth paying a bit more to secure and will contribute to the home's overall property value.

Evaluate the proximity to amenities, schools, healthcare facilities, and recreational areas based on your current needs and lifestyle, and your future goals. Choosing a location that aligns with your lifestyle and daily needs is crucial.

You should also take some time to understand the zoning regulations in St. George. Different zones may have specific restrictions on land use, so ensuring that your plans align with local regulations is essential.

Topography and Soil Conditions

If you are not familiar with soil compaction requirements for building and things of that nature, make sure you have an expert on hand to assess the topography of the land. Some lots may have challenging terrains, while others offer more level ground. Consider how the land's natural features may impact construction and landscaping.

Before closing on a piece of land, conduct soil tests to determine the quality of the soil. Soil conditions can influence the cost and feasibility of construction, affecting foundation requirements and potential landscaping challenges.

Utilities and Infrastructure

Unless you are planning to build an "off grid" home, it is going to be essential to understand how easy it will be to get utilities on a property you are considering. Ensure the lot has access to essential utilities such as water, electricity, gas, and sewage. The cost and feasibility of connecting to these utilities should be factored into your decision.

Assess the accessibility of the lot as well. A well-maintained road and easy access can significantly impact your daily life and the future resale value of the property, so take note of the current roads and do some research about city planning in the surrounding area.

Financing for Lots and Land

Buying a property that does not have a livable structure on it is going to be different from getting a typical home mortgage. If you plan to buy the land first and build later, you may need a land loan. Land loans typically have higher interest rates and shorter terms compared to traditional mortgages. Additionally, the down payment for land loans is typically higher than that for home mortgages. Lenders may require a down payment ranging from 20% to 50% of the land's purchase price. Land loans may have shorter terms, often ranging from five to ten years. Interest rates are generally higher due to the higher risk associated with land financing.

Once you're ready to build, you'll transition to a construction loan. This loan covers the costs of construction and often converts into a mortgage once the home is complete. Construction loans are used to finance the building process. They can be set up as interest-only loans during the construction phase, and once the home is complete, they can convert to a traditional mortgage.

Take some time to talk to multiple lenders before you begin searching for your land. This will help you make a decision that is informed and confident.

Pros and Cons of Building a Custom Home

Building a custom property is an exciting way to own your dream home, but it is not the right fit for everyone. To help you decide if this is the right fit, check out these pros and cons of building a custom home. 

Pros

  • A custom home is tailored to your exact preferences. Building a custom home allows you to design a living space that reflects your unique style, preferences, and needs.
  • Custom homes provide the opportunity to integrate energy-efficient technologies and sustainable building practices, potentially lowering long-term utility costs.
  • With a custom home, there's no need for renovations or adapting to the previous owner's choices. Everything is built to your specifications from the ground up. A custom home is the most "move-in ready" home you will ever buy.
  • Building a custom home creates a deep emotional connection to the property, as you're involved in every step of the process. If you are looking for your forever home, building your own is one of the most meaningful ways to do it.

Cons

  • Building a custom home typically takes longer than purchasing an existing one or buying a new build from a developer  Delays can occur due to weather, permitting, and other factors, and even the choosing of an architect and coming up with the plans can take longer than expected.
  • The abundance of decisions involved in the construction process, from design details to materials, can be overwhelming for some buyers.
  • A custom home requires a flexible budget. Unforeseen challenges or changes to the original plan can lead to budget overruns. It's essential to have a realistic budget and contingency plan.
  • Custom home builds often involve additional expenses and time for land development, such as grading, excavation, and landscaping.

Ready to learn more or search for lots for sale in St. George that meet your criteria? Contact us any time.

Contact Your Utah Realtor®

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.