Is Making a 20% Down Payment on a Home Beneficial?

Is Making a 20% Down Payment on a Home Beneficial?

Many people considering purchasing a home right now are wondering how much money they will need for the down payment on a home. Traditionally that number has been 20% of the purchase price for a standard mortgage loan. In recent years there have been more and more...

Go Big and Go Home

An apartment might be the ideal spot to live when you’re in college, single or simply looking for a humble abode. Over time, however, the space might start to feel small and cramped. If your family is growing, if personal belongings start to turn into unmanageable...

What Happens When the Appraisal Comes in Too Low?

You've made an offer on a house or a piece of property, you have been approved for financing, the inspection passed with flying colors and everything is looking good until the appraisal comes in lower than the offer price. What can you do at this point? There are a...

Don’t Overpay for Your Next House

You're getting excited to buy your first house. While it can seem overwhelming with a lot of documents to sign, papers to fill out and numbers flying around you certainly don't want to overpay for your home. Here are five strategies for not overpaying on your house...

Buy or Build a Home in Today’s Sellers’ Market?

Right now the real estate market is strong, but there is a very limited number of homes for sale. This has led some buyers to wonder if it would be better to just bypass the bidding wars and build a home themselves. Who doesn’t love something that is brand new and...

Tips to Organizing Your House-Hunting Process

Tips to Organizing Your House-Hunting Process - Searching for and purchasing a new home requires a fair amount of multitasking. There is the job of finding a lender, submitting loan applications, finding all of the correct documents to prove income, online shopping,...

How to Know You’re Ready to Buy and Leave the Rental Market

How to Know You're Ready to Buy and Leave the Rental Market - You might be on the fence as to whether you think you are ready to buy a house or if renting makes more sense for you right now. Here are some ways to tell if you're ready to buy a house versus continuing...

The 4 Best Ways to Find a Short Sale Home

The 4 Best Ways to Find a Short Sale Home

Short sale homes are not as readily available as they were following the recession of 2008, but they are still a great way to pay less for a home as prices have begun to rise with the booming real estate market. So how do you find a home that is being sold as a short...

Most Common Questions About Buying a Short Sale

Yes, short sales are still out there. It's finding them that can get tricky, but if you do, and you have the patience, you can score a great deal.  As a real estate agent for St. George, I have dealt with a lot of different types of transactions, short sales being one...

Erika Rogers

Phone – 435-229-8801

Erika Rogers - St George, UT Realtor

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